Insurance Products

Inland and Cargo

Inland and Cargo

Cargo insurance is usually written on an open contract basis under which shipments, both incoming and outgoing, are automatically covered for the interests of the shipper. Exclusions from coverage: “All risk” policies are almost always qualified by a clause that reads “except as otherwise provided.” Exclusions to coverage are usually listed in the “endorsements” section, and may include everything from damage resulting from a worker’ strike to radioactive contamination. Door to door: Be sure that the entire trip is covered from departure door to arrival door. Some policies will insure you only until delivery at port. What happens if your cargo is stolen from the pier? Also keep in mind that some countries do not offer inland coverage. Inland marine insurance is the term used for insurance that covers domestic shipments. Premiums are typically paid periodically (quarterly, annually), and all domestic shipments made within the covered time frame are normally covered. The only reporting is in the form of eligible claims. Inland and Cargo Insurances are designed to protect you, your family, and your business from a broad range of potential hazards you face in your day-to-day operations. We recognize that each marine shipping business carries its own set of challenges which is why we believe in one-on-one consultations. We will ask a broad range of questions about your business to better understand the risks you face as well as the assets you are looking to protect, and offer clear advice in choosing a policy from a reputable and service oriented insurer. Our approach is very different from what you may experience from a direct underwriter, especially one who provides quick quotes online. We build close relationships with our clients to allow us to foresee their ever-changing needs. Please give us a call for a free consultation.

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