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Insurance Products

Personal Insurance

 

Auto Insurance


Auto Insurance Auto insurance protects you against financial loss if you have an accident. It is a contract between you and the insurance company. You agree to pay the premium and the insurance company agrees to pay your losses as defined in your policy. Auto insurance provides property, liability and medical coverage: 1. Property coverage pays for damage to or theft of your car. 2. Liability coverage pays for your legal responsibility to others for bodily injury or property damage. 3. Medical coverage pays for the cost of treating injuries, rehabilitation and sometimes lost wages and funeral expenses. An auto insurance policy is comprised of six different kinds of coverage. Most countries require you to buy some, but not all, of these coverages. If you're financing a car, your lender may also have requirements. Most auto policies are for six months to a year.

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Homeowners Insurance


Homeowners Insurance Home insurance provides compensation for damage or destruction of a home from disasters. In some geographical areas, the standard insurances excludes certain types of disasters, such as flood and earthquakes, that require additional coverage. Maintenance-related problems are the homeowners' responsibility. The policy may include inventory, or this can be bought as a separate policy, especially for people who rent housing. In some countries, insurers offer a package which may include liability and legal responsibility for injuries and property damage caused by members of the household, including pets

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Other Insurance


Other Insurance Valuables insurance is designed to protect jewerly, heirlooms or other treasures you might have against loss or theft. Valuable Items Insurance policies build on a basic Homeowners policy. This endorsement can be added to any homeowners, condominium or renters policy. A separate endorsement also generally expands coverage to include additional perils for property usually subject to limitations in standard homeowners policies. This type of property includes rare coins, musical instruments, furs, watches or fine arts. A valuable Items Insurance policy is designed to protect your most precious items from a broad range of hazardous circumstances. We recognize that each homeowner’s policy is different, and each situation carries its own set of challenges, which is why we believe in one-on-one consultations. We will ask a broad range of questions about your business to better understand the risks you face as well as the assets you are looking to protect and offer clear advice in selecting a policy from a reputable and service oriented insurer. Our approach is very different from what you may experience from a direct underwriter , especially one which provides quick quotes online. We build close relationships with our clients to allow us to foresee their ever-changing needs. Please give us a call for a free consultation

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Our Customers Rave About our Rates

"Your staff is so friendly and knowledgeable. They handled all the details and paperwork. Thanks for saving me money on my auto insurance."


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